About Us

---

Welcome to Phoenix Credit Solutions, where your financial empowerment is our mission. Founded by Joe Ryan, a former military and public safety professional, our company is built on a foundation of trust, integrity, and a deep understanding of the unique challenges faced by our clients.

Our Story

Phoenix Credit Solutions was born from a vision to help individuals regain control of their financial lives. With Joe Ryan's extensive background in both military and public safety, he recognized a gap in the credit repair industry—particularly for those who serve or have served our communities and country. This inspired him to create a service that not only addresses credit issues but also offers personalized support and education.

What We Do

At Phoenix Credit Solutions, we specialize in credit repair services that focus on identifying and disputing errors on credit reports. Our structured process involves initial consultations, meticulous dispute preparation, and continuous monitoring of progress. We are committed to transparency and ethical practices, ensuring our clients are fully informed and empowered throughout their credit repair journey.

Our Specialization

We take pride in offering tailored programs specifically designed for first responders, active and retired military personnel, veterans, and single parents. We understand the unique financial pressures faced by these groups and have crafted our services to meet their specific needs. Our dedication to these communities is reflected in our pricing strategy, which is set lower than other companies in the credit repair industry. This ensures that essential credit repair services are accessible to those who need them most.

Our Promise

Phoenix Credit Solutions guarantees the removal of at least 20% of negative items from your credit report, or we offer a full refund. We stand by our commitment to deliver results, backed by a team that genuinely cares about your financial well-being.

Join us on the path to financial freedom and let Phoenix Credit Solutions be your trusted partner in achieving a brighter financial future.

Joe Ryan is the founder of Phoenix Credit Solutions, a company dedicated to providing credit repair services with a focus on transparency and ethical practices. With a background in military and law enforcement, Joe brings a disciplined and strategic approach to credit repair, ensuring that clients receive personalized and effective solutions.

Joe's journey into the world of credit repair began after he experienced financial dificulties from deployments and overseas assignments, resulting in his own credit taking a hit. His commitment to helping others led him to establish Phoenix Credit Solutions, where he leverages his expertise to identify and dispute errors on credit reports. The company offers tailored programs specifically designed for first responders, military personnel, veterans, and single parents, reflecting Joe's dedication to supporting those who serve and protect.

Phoenix Credit Solutions guarantees the removal of at least 20% of negative items from clients' credit reports or offers a full refund, showcasing his commitment to delivering tangible results. The company also provides financial education resources, including personalized credit coaching and workshops, empowering clients to make informed financial decisions.

Joe's passionate about expanding the reach of Phoenix Credit Solutions nationwide, building strategic partnerships with mortgage brokers and car dealerships to enhance customer acquisition. He is also focused on integrating AI technologies to automate processes and improve client interactions, ensuring that Phoenix Credit Solutions remains at the forefront of innovation in the credit repair industry.

Joe's vision for the future includes offering additional services such as credit counseling and business credit repair, as well as expanding services to Spanish speakers by 2025. His leadership and dedication to excellence continue to drive the success and growth of Phoenix Credit Solutions.

Joe Ryan has a diverse and distinguished background, having served in various roles that highlight his dedication to service and community. He began his career in the United States Navy, where he developed a strong foundation in discipline and teamwork. 

Following his naval service, Joe became a paramedic in Chicago, applying his skills in high-pressure environments to save lives. His commitment to public safety continued as a Firefighter/EMT for the City of Florence, KY, where he honed his expertise in emergency response. Joe further expanded his professional experience as a military contractor in the Middle East with DynCorp, gaining valuable insights into global operations and security.

Joe also served as a Deputy with Kenton County, where he continued to protect and serve his community with integrity and dedication. In order to build trust, Joe wants you to know who he is and the breadth of his experiences that have shaped his leadership at Phoenix Credit Solutions. 

This rich tapestry of experiences equips him with the skills and perspective needed to lead with a focus on helping others achieve financial stability and success.